Mortgage Rates

Find and compare the best and latest mortgage rates in your area

Compare rates with confidence. Rates are accurate and available as of the date seen for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate. Bankrate.com has today's most competitive deposit rates.APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included.

Frequently asked Question about Mortgage 

What is a Conventional  mortgage?

Conventional Mortgage is simple a loan to finance the purchase of your dream home. Mortgage is made up of collateral to secure your loan. Your Mortgage payment includes: principal interest, taxes, and insurance. Mortgages last between 15 to 30 years.

What is an FHA Loan?

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.The FHA does not make loans. Rather, it insures loans made by private lenders. The first step in obtaining an FHA loan is to contact several lenders and/or mortgage brokers and ask them if they are FHA-Approved by the U.S. Department of Housing and Urban Development to originate FHA loans. 

What is Veterans Affairs (VA) mortgage?

A Veterans Affairs (VA) loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The basic intention of the VA direct home loan program is to supply home financing to eligible veterans in areas where private financing is not generally available and to help veterans purchase properties with no down payment.

What are points on a mortgage? 

Discount points are actually prepaid interest on the mortgage loan. The more points you pay, the lower the interest rate on the loan.  Borrowers typically can pay anywhere from zero to 3 points, depending on how much they want to lower their rates.  Mortgage points are tax-deductible.

What is My FICO Score?

FICO Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 95% of largest U.S. financial institutions use the FICO Score to make consumer credit decisions.The FICO Score is calculated from several different pieces of credit data in your credit report. 

• Payment history (35%)
• The first thing any lender wants to know is whether you've paid past credit accounts on time. This is one of the most important factors in a FICO  Score.
• Amounts owed (30%)
• Having credit accounts and owing money on them does not necessarily mean you are a high-risk borrower with a low FICO Score.
• Length of credit history (15%)
• In general, a longer credit history will increase your FICO® Score. However, even people who haven't been using credit long may have a high FICO Score, depending on how the rest of the credit report looks.
• Types of credit in use (10%)
• The score will consider your mix of credit cards, retail accounts, installment loans, finance company accounts and mortgage loans.
• New credit (10%)
• Research shows that opening several credit accounts in a short period of time represents a greater risk  especially for people who don't have a long credit history.

What is collateral?

When you agree to a mortgage, you’re signing a legal contract promising to repay the loan plus interest and other costs. Your home is collateral for that loan.

What is  Mortgage Principal?

The principal is simply the sum of money you borrowed to buy your home. To lower your principal amount upfront, you can put down a percentage of the home’s purchase price as a down payment. Typically, lenders require you to make a down payment equal to 20 percent of the home’s purchase price to get a mortgage.

What is Interest? 

Interest is what the lender charges you to use the money you borrowed, usually expressed as a percentage called the interest rate. In addition to the interest rate, the lender could also charge you points and additional loan costs. Each point is one percent of the financed amount and is financed along with the principal.

What are Taxes?

The Taxes are property taxes your community levies based on a percentage of the value of your home. These taxes generally go towards financing the costs of running your community.

What is Homeowner Insurance?

Your mortgage lender will not close the deal on your home purchase if you don't have home owner insurance. Home Owner insurance covers your home and your personal property against losses from fire, theft, bad weather and other causes.

What is Private Mortgage Insurance?

If you choose a conventional loan and put down less than 20 percent of your home’s total value at closing, your lender will likely require you to pay private mortgage insurance. Private mortgage insurance protects the lender from you defaulting on the mortgage. You will have to make Private mortgage insurance payments for two years or until your mortgage balance shrinks to 78 percent of the home’s original purchase price.

How Mortgage  interest rates are calculated ?

1 yr ARM Rates

 1 year Adjustable Rate Mortgages are available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

1 yr ARM refinancing

 

1 year Adjustable Rate Mortgage refinancing are available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

1 yr jumbo ARM Rate

1 year jumbo Adjustable Rate Mortgages are available for owner occupied, single family dwellings for average income earner in the amount of $417,000 to $1,000,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

1 yr jumbo ARM refinancing 

1 year jumbo Adjustable Rate Mortgage refinancing is available for owner occupied, single family dwellings for average income earner in the amount of $417,000 to $1,000,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

10 yr fixed mortgage Rates

10 year fixed mortgages are available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest rates on fixed rate mortgages remain unchanged over the useful life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

10 yr fixed mtg refinancing rates

10 year fixed mortgage refinancing is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest rates on fixed rate mortgages remain unchanged over the useful life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

10/1 ARM rates

10/1 Adjustable Rate Mortgages are available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

10/1 ARM refinancing rates

10/1 Adjustable Rate Mortgages refinancing is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

10/1 jumbo ARM Rates

10/1 jumbo Adjustable Rate Mortgages are available for owner occupied, single family dwellings for average income earner in the amount of $417,000 to $1,000,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest rates on fixed rate mortgages remain unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

10/1 jumbo ARM refinancing rates

10/1 jumbo Adjustable Rate Mortgages refinancing is available for owner occupied, single family dwellings for average income earner in the amount of $417,000 to $1,000,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest rates on fixed rate mortgages remain unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

15 yr fixed jumbo mortgage rates

15 year fixed jumbo mortgages are available for owner occupied, single family dwellings for average income earner in the amount of $417,000 to $1,000,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest rates on fixed rate mortgages remain unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

15 yr fixed mtg

15 year fixed Rate Mortgage is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest rate on fixed rate mortgages remains unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

15 yr fixed mtg refinancing rates

15 year fixed Rate Mortgage refinancing is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on fixed rate mortgages remains unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

15 yr jumbo fixed mortgage rates

15 year jumbo fixed Rate Mortgage refinancing is available for owner occupied, single family dwellings for average income earner in the amount of $417,000 to $1,000,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on fixed rate mortgages remains the same over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

20 yr fixed mortgage rates

20 year fixed Rate Mortgage is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest rates on fixed rate mortgages are unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

20 yr fixed mtg refinancing rates

20 year fixed Rate Mortgage refinancing is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on fixed rate mortgages is unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

3/1 ARM Rates

3/1 Adjustable Rate Mortgage is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

3/1 ARM (interest only Rates)

3/1 Adjustable Rate Mortgage interest only is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

3/1 ARM refinancing rates

3/1 Adjustable Rate Mortgage refinancing is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

3/1 ARM refinancing rates (interest only)

3/1 Adjustable Rate Mortgage refinancing interest only is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

3/1 jumbo ARM rates

3/1 jumbo Adjustable Rate Mortgage is available for owner occupied, single family dwellings for average income earner in the amount of $417,000 to $1,000,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

3/1 jumbo ARM (interest only rates)

3/1 jumbo Adjustable Rate Mortgage interest only is available for owner occupied, single family dwellings for average income earner in the amount of $417,000 to $1,000,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

3/1 jumbo ARM refinancing rates

3/1 jumbo Adjustable Rate Mortgage refinancing is available for owner occupied, single family dwellings for average income earner in the amount of $417,000 to $1,000,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

3/1 jumbo ARM refinancing rates (interest only)

3/1 jumbo Adjustable Rate Mortgage refinancing interest only is available for owner occupied, single family dwellings for average income earner in the amount of $417,000 to $1,000,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

30 yr FHA mortgage rates

30 year Federal Housing Administration mortgage is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

30 yr FHA mtg refinancing rates

30 year Federal Housing Administration mortgage refinancing is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on Fixed Rate Mortgages is unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

30 yr fixed jumbo  mortgage rates

30 year fixed jumbo mortgage is available for owner occupied, single family dwellings for average income earner in the amount of $417,000 to $1,000,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on Fixed Rate Mortgages is unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

30 yr fixed mortgage rates

30 year fixed mortgage is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on Fixed Rate Mortgages is unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

30 yr fixed mtg refinancing rates

30 year fixed mortgage refinancing is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on Fixed Rate Mortgages is unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

30 yr jumbo fixed mtg refinancing rates

30 year jumbo fixed mortgage refinancing is available for owner occupied, single family dwellings for average income earner in the amount of $417,000 to $1,000,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on Fixed Rate Mortgages is unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

40 yr fixed mortgage rates

40 year fixed mortgage is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on Fixed Rate Mortgages is unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

5/1 ARM rates

 
5/1 Adjustable Rate Mortgage is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on Fixed Rate Mortgages is unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

5/1 ARM (interest only rates)

5/1 Adjustable Rate Mortgage interest only is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on Fixed Rate Mortgages is unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

5/1 ARM refinancing rates

5/1 Adjustable Rate Mortgage refinancing is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on Fixed Rate Mortgages is unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

5/1 ARM refi (interest only rates)

5/1 Adjustable Rate Mortgage refinancing interest only is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on Fixed Rate Mortgages is unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

5/1 jumbo ARM rates

 
5/1 jumbo Adjustable Rate Mortgage is available for owner occupied, single family dwellings for average income earner in the amount of $417,000 to $1,000,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on Fixed Rate Mortgages is unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

5/1 jumbo ARM (interest only rates)

5/1 jumbo Adjustable Rate Mortgage interest only is available for owner occupied, single family dwellings for average income earner in the amount of $417,000 to $1,000,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on Fixed Rate Mortgages is unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

5/1 jumbo ARM refinancing rates

5/1 jumbo Adjustable Rate Mortgage refinancing is available for owner occupied, single family dwellings for average income earner in the amount of $417,000 to $1,000,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on Fixed Rate Mortgages is unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

5/1 jumbo ARM refinancing  (interest only rates)

5/1 jumbo Adjustable Rate Mortgage refinancing interest only is available for owner occupied, single family dwellings for average income earner in the amount of $417,000 to $1,000,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on Fixed Rate Mortgages is unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

7/1 ARM rates

7/1 Adjustable Rate Mortgage is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on Fixed Rate Mortgages is unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

7/1 ARM (interest only rates)

7/1 Adjustable Rate Mortgage interest only is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on Fixed Rate Mortgages is unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

7/1 ARM refinancing rates

7/1 Adjustable Rate Mortgage refinancing is available for owner occupied, single family dwellings for average income earner in the amount of $165,000 to $417,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on Fixed Rate Mortgages is unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

7/1 ARM refi (interest only rates)

 

7/1 jumbo Adjustable Rate Mortgage refinancing interest only is available for owner occupied, single family dwellings for average income earner in the amount of $417,000 to $1,000,000. Mortgage rates are available for customers whose Fair Isaac Company score is 660-740 and offer 5% to 40% down payment. Adjustable Rate Mortgages are also known as variable rate mortgages or floating rate mortgages due to interest rates interchangeability. Quotes are based on a 30-60 day rate lock and 0 to 2 discount and origination points including broker's fee. Annual Percentage Rate include all prepaid finance charges that can be amortized over the life of the loan according to Truth in Lending Act. All quotes are based on a margin of 2% to 3% on the 1 year London Interbank Offered Rate index. The interest on Adjustable Rate Mortgage can adjust at different times based on the CAPS provided in the contract. Interest rates are initially fixed for a period of time after which it is reset every month. Interest on Fixed Rate Mortgages is unchanged over the life of the loan. Mortgages are made to customers with average income and no relationship with institution that offers the loan. Quotes are for products that can be sold an the secondary market with no penalties or negative amortization. Rates may change without notice. Terms, rate, finance charges and Annual Percentage Rate will vary based on the multitude of factors such as creditworthiness, employment status of the applicant as well as loan amount and location of the property in question.

 

Mortgage types: